Electric Motorcycles Will Pay Less Insurance |
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File under Electrical Ecology
Author: Mike Werner
Location: Normandy, France
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Apart from their high and often steep purchase price, electric motorcycles offer many advantages. True, they also still have many disadvantages, like range and speed, but for many the advantages outweigh the disadvantages.
The main advantage, as you can imagine, is no fuel bill. The electricity used to charge the motorcycle's batteries is far less costly than gasoline. Add to the equation that electric motorcycles often have a very high torque, the e-bikes can be fun to ride.
But another advantage is being sprung on electric vehicle owners; insurance. Insurance companies are looking more favorable on traditional powered ones, be it cars or motorcycles. Electric vehicle owners are seen as a "more careful bunch"and more mature (and obviously wealthier).
Hartford Insurance  for example announced that they will offer a 5% discount to electric vehicles owners. According to the "Via:" below a 2012 Chevrolet Volt car owner who drives 15,000 miles annually, will now pay on average $1,452 insurance, while a gas-engine 2012 Cadillac CTS , cheaper at purchase, will cost $2,024.
The insurance and gas savings could offset the higher purchase cost, making it more affordable for an investment over 5 years. Add to that very low maintenance and parts, more and more people could buy electric motorcycles. The only thing holding them back is performance.
Via: Electric Motorcycle Blog (Brammo)
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